Bank Financing

If you prefer we can set up financing through your bank or find a bank for you based on your credit.  We have done business with many banks and can get you taken care of with ease. 

Credit Union Financing

Massa Auto Sales is a member direct lender with most credit unions. This means you can finance your purchase through your credit union at Massa Auto Sales without going to your individual credit union office. We do all the work and you get great credit union rates. No dealer handling fees - Ever!

Buy Here Pay Here Financing (BHPH)

Massa Auto Sales can finance your vehicle purchase directly through our NO CREDIT CHECK - BUY HERE PAY HERE (BHPH) program. Our NO CREDIT CHECK - BUY HERE PAY HERE (BHPH) program is designed for those looking to get into a vehilce even if you have had some credit problems in the past. The requirements for our NO CREDIT CHECK - BUY HERE PAY HERE program are simple! A current and valid drivers license, down payment, proof of residence, current employment with proof of income and a short list of references is all you need. With our NO CREDIT CHECK _ BUY HERE PAY HERE program, you'll make affordable payments on a date that works for you with either of our bi-weekly or monthly payments dates. Learn more!


If you prefer, a down payment will hold the vehicle of your choice until a mutually agreed date. You may make periodic payments or you could pay the balance due anytime before the expiration date of the contract. This type of financing works well when you are expecting money in the future but you want to hold the vehicle and the great price until your money arrives.